You have heard the word liability. You probably have liability insurance. You know that someone may be found liable in court. But what exactly is liability?
What Is Liability in Ohio?
In a legal context, liability is any type of debt or obligation that an individual, business, or even government is bound by law to pay or perform. If a defendant is found liable for someone’s personal injuries in Ohio’s legal system, that defendant must compensate the injured individual (subject to any limitations found in Ohio law).
Is Liability the Same as Guilt?
There are a couple ways that the legal concept of liability is different than the legal concept of guilt. Firstly, medical malpractice, car accident, and other personal injury lawsuits are civil matters. Guilt is pleaded or determined not in civil court, but criminal court.
Within the civil system, though, there is another distinction between liability and guilt in the everyday sense of the word.